Need an appraisal for an FHA-backed mortgage? Call Ian Mckenzie

Rest assured that Ian Mckenzie is an FHA-approved appraisal provider in TN. This means that we are certified and approved by the FHA to do appraisal reports for home loans underwritten by them. A portion of the continuing training our staff at Ian Mckenzie completes deals exclusively with decoding the FHA's documentation and their rules and procedures.

Be sure to contact Ian Mckenzie if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization that is a part of the U.S. Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is make sure that the mortgage is paid for in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to help low-to-moderate income homebuyers help meet credit expectations if they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly beneficial to those homebuyers with less available funding.